What a great time to be a buyer! If you are currently renting, you can now own a home for about the same monthly payment.  Before you start your home search, you should take a very important step and contact a lender to get pre-approved.  By becoming pre-approved, you know exactly what your montly payment will be, what down-payment is required, and what monies you will need for closing costs. And best of all, the sellers will know you are a serious buyer when you submit your offer! If you need contact information for local lenders, don't hesitate to call me....Shawna